"It found that the average mortgage repayment on a one-bedroom flat in Newcastle-under-Lyme equates to 10.84 per cent of the monthly wage in the area."
I'd instantly suspect that the finding is probably being heavily skewed by the masses of low-cost single-person apartments needed by the zillions of students at the University Hospital and at Keele University. Also perhaps by "the area" being deemed to include Stoke-on-Trent, and thus dragging down the average wage.
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